I recently had to ask my local credit union for a home improvement loan. I am currently re-decorating my living room and needed some new furniture, so I had to ask my Credit Union, as spreading the cost is much better for me, personally. The rates offered by credit unions is much better than even my own bank (who I have been with for years) could offer me. My room is nearly done, just awaiting on the new furniture now!
Seriously, if you haven't already, go find your local credit union and get signed up. The main aim of one is to save, and get affordable loans, and I personally cannot recommend them enough.
If you have any questions, or comments feel free to get in touch.
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